You should spend about 40 minutes on this task.
Write about the following topic:
Some people say that giving a smaller amount of money weekly to children will help them become more capable as they grow older.
Do you agree or disagree?
Giving a Smaller Amount of Money Weekly to Children
When it comes to giving a smaller amount of money weekly to children, this topic delves into financial education and independence. Developing money management skills from a young age is often seen as essential for preparing children for adulthood. However, opinions vary on whether smaller, regular allowances can truly help children grow into capable adults. If you're preparing for an IELTS Writing Task 2 essay on this topic, focus on building well-developed arguments. Rather than listing multiple points, choose one or two ideas to explore in depth. IELTS examiners value quality over quantity, so ensure your explanations are clear, detailed, and supported by relevant examples. This approach demonstrates your ability to think critically and express your ideas with coherence.
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Sample Essay 1
The idea of giving a smaller amount of money weekly to children is often seen as a means to nurture their financial acumen and independence. I strongly agree with this approach, as it not only teaches valuable money management skills but also fosters a sense of responsibility and decision-making from an early age. This essay will explore how small allowances encourage children to learn practical financial habits and develop critical life skills that benefit them in the long term.
Providing children with a modest weekly allowance encourages them to learn financial discipline and budgeting. When children receive a fixed amount of money, they are compelled to allocate it wisely, balancing between immediate desires and longer-term savings goals. For instance, a child receiving $5 weekly may choose to save for a month to buy a larger toy instead of spending it on smaller, less meaningful items. This act of prioritization teaches them delayed gratification, a skill essential for managing adult finances. Moreover, the experience of running out of money before the week ends highlights the importance of planning, helping children understand the consequences of impulsive spending. Over time, these lessons build the foundation for financial prudence and responsible decision-making.
In addition to financial skills, regular allowances help children develop broader life skills such as accountability and independence. By being entrusted with money, children learn to take ownership of their choices and face the outcomes. For example, if a child decides to spend their entire weekly allowance on a single item, they quickly realize the limitations of their budget. This practical learning fosters a sense of accountability and encourages better decisions in the future. Furthermore, the independence gained through managing even small sums of money instills confidence, preparing children to handle larger responsibilities as they grow older. These habits, learned early, contribute significantly to their overall capability and maturity.
In conclusion, giving a smaller amount of money weekly to children equips them with vital financial literacy and life skills. By fostering discipline, accountability, and independence, this practice lays the groundwork for capable and self-reliant adults. Such an approach undoubtedly prepares children for the challenges of the future.
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Sample Essay 2
Some argue that giving a smaller amount of money weekly to children helps cultivate responsibility and capability as they grow older. However, I completely disagree with this view. Providing regular allowances may lead to financial entitlement and hinder the development of intrinsic motivation to earn and manage money. This essay will critically examine these negative consequences.
Granting children weekly allowances can foster a sense of entitlement rather than financial responsibility. When children receive money regularly without directly earning it, they may begin to perceive financial resources as guaranteed, diminishing their appreciation for its value. For instance, a child accustomed to receiving a weekly sum might feel less inclined to take on household chores or other responsibilities, expecting money to come regardless of their efforts. Over time, this pattern could lead to an inability to understand the connection between work and financial reward, a crucial lesson for adulthood. This dependency can inadvertently undermine their work ethic and make them ill-prepared for the realities of managing money later in life.
Additionally, regular allowances may deter children from developing the intrinsic motivation needed for financial independence. Encouraging children to find creative ways to earn money, such as helping with extra tasks or starting small entrepreneurial ventures, fosters problem-solving skills and initiative. By contrast, providing a fixed weekly allowance removes the need for such proactive behaviours, creating a passive relationship with money. For example, a child who mows neighbours’ lawns for payment not only earns money but also learns the value of hard work and customer interaction. This active engagement in earning and managing money instils confidence and resilience, traits far more beneficial than passively receiving allowances.
In conclusion, providing children with smaller weekly amounts of money may foster entitlement and discourage active engagement in earning and managing finances. Encouraging children to develop these skills through effort and initiative better prepares them for financial independence in adulthood.
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